• Samuel J. Esaw

    Helping people build, protect & preserve income, savings & net worth since 1985.

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  • Samuel J. Esaw

    Working with Small Business Owners

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  • Samuel J. Esaw

    Working with Professionals

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  • Samuel J. Esaw

    Working with Families

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  • Samuel J. Esaw

    Working with Retirees

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Strategies for Families

Customized solutions based on you, plans to help protect your Income, Savings and Net Worth.

Professionals

Strategies to help protect your income, guarantee cash flow, and the value of your practice.

Business Owners

Plans to help protect your income, retain key employees, offset expenses, and guarantee the value of your business.

Latest News

The Difference between Segregated Funds and Mutual Funds-Infographic

Segregated Funds and Mutual Funds often have many of the same benefits however there are key differences you should consider.

Benefits of Consolidation

When putting together your financial plan, there is no question about the benefits of consolidation. The importance of having a financial plan is the ability to coordinate, consolidate and be able to implement your plan to achieve your goals.

When and Why You Should Conduct an Insurance Audit

As our lives grow and change with variable circumstances, new additions, and job transitions, our needs for insurance will also evolve. Additionally, economic fluctuations and external circumstances that influence your insurance policy will need frequent re-evaluation to ensure that you are making the most appropriate and financially favorable decisions. Talk to us we can help.

How to Make the Best of Inheritance Planning

Inheriting an unexpected, or even an anticipated, lump sum can fill you with mixed emotions – if your emotional attachment to the individual who has passed away was strong then you are likely to be grieving and the thought of how to handle your new-found wealth can be overwhelming and confusing but also exciting. One of the best pieces of advice in this situation is to give yourself some time before making any binding financial decisions. The temptation to quickly put the money to so-called ‘good use’ or to rush out and spend it can be strong but you must allow the news to sink in and also take some time to consider your options before you embark on the process of dealing with the inheritance. In the short term, put the money away in a high interest savings account and take time to research and think carefully about your financial goals and objectives and how this inheritance can help you to secure and maximize your financial future in the best way.

2019 Federal Budget

The 2019 budget is titled “Investing in the Middle Class. Here are the highlights from the 2019 Federal Budget.

BC Budget 2019

BC Finance Minister Carole James delivered the province's 2019 budget update on February 19, 2019. The budget anticipates a surplus of $274 million for the current year, $287 million for 2020 and $585 million in 2021. The biggest announcements are: ● BC Child Opportunity Benefit ● Interest Free Student Loans